Tag Archives: Insurer

How to choose right insurer for life insurance and health insurance

Besides premium and settlement ratios, there are several other metrics you need to consider to pick the right insurer. Life Insurance You need to opt for an insurer with lower customer complaints, faster claim settlements and higher customer retention. High persistency ratio shows trustworthiness The ratio reflects the insurer’s customer retention record. The higher the persistency ratio, the better it is, as ... Read More »

Why Your Health Insurer Doesn’t Care About Your Big Bills

Widely perceived as fierce guardians of health care spending, insurers, in many cases, aren’t. In fact, they often agree to pay high prices, then pass them along to patients. Justin Volz for ProPublica Michael Frank ran his finger down his medical bill, studying the charges and pausing in disbelief. The numbers didn’t make sense. His recovery from a partial hip ... Read More »